Global Business Travel Plan

It is important for business travelers to know they are protected when traveling for work. Sutton Special Risk offers comprehensive 24 hour worldwide Group Business Travel Accident coverage for business and pleasure travel or for business travel only. The Sutton Special Risk Business Travel Accident plan delivers high limits of accident and emergency medical coverage. Our special risk expertise means we can provide flexible solutions for even the most challenging situations, including risky occupations or locations, war and terrorism risk and owned/leased/chartered aircraft. An extensive array of ancillary benefits is available to enhance coverage for your clients’ employees.

Comprehensive Coverage

The Sutton Special Risk Business Travel Accident Plan is flexible and can include the following coverage:

• Accidental Death & Dismemberment

  • Including a generous loss schedule

• Emergency Medical Expense

  • Including assistantce and evacuation services

• Assistance and Evacuation Services for Emergency Medical

• Political and Natural Disaster evacuation

• Worldwide travel assistance

  • Including pre-trip information services

• Kidnap & Ransom & Extortion

• War Risk

• Weekly Accident Indemnity

• Permanent Total Disability

• Coma and paralysis

Global support for your employees

The Sutton Special Risk Business Travel Plan provides emergency medical benefits and health-related services for employees travelling internationally. Employees can travel with peace of mind knowing they have the local support of on-the-ground teams through:

• The global strength of a worldwide network of more than 100,000 providers

• 24/7/365 multilingual member service center support

• Claims reimbursement in more than 160 currencies

• Ongoing monitoring of a hospitalized employee’s condition, including proactive updates to the employee’s family and Sutton’s in-house care management team

• Medical provider referrals

• Deposits, advances and guarantees for services, including but not limited to: medical facilities, hotels, airlines and ground & air ambulances

• Coordination with local medical teams

Travel Protection

Our Business Travel Plan includes valuable ancillary benefits as well:

• Lost luggage

• Trip interruption

• Return of personal effects

• Replacement of lost travel documents

Medical Assistance Services

• Ongoing monitoring of a hospitalized employee’s condition including proactive updates to the employee’s family and our in-house care management team

• Medical provider referrals

• Deposits, advances and guarantees for services including (but not limited to) medical facilities, hotels, airlines, ground and air ambulances and other accommodations, as applicable

• Coordination with local medical teams as needed