Participant Accident

Getting involved and being active at all ages is good for our minds and our bodies, but unfortunately accidents can happen. That is why we developed the Sutton Special Risk Participant Accident plan; a plan specifically designed to provide broad coverage for injuries that can occur while participating in a sponsored activity or event. A comprehensive accident benefit schedule and valuable accident medical expense coverage ensures that participants and organizers feel protected. Flexibility is at the core of the Sutton Special Risk Participant Accident plan to ensure it can be customized for a wide range of groups.

Comprehensive Coverage

• Amateur sports organizations and associations

• Youth recreational groups

• Sports camps and clinics

• K-12 schools (students and athletes)

• Not-For-Profit clubs and organizations

• Day and overnight camps

• Church groups and religious organizations

• Child care centers and senior centers

• Special events

Organizers and participants can focus on fun knowing they are protected for the following:

• Accident Medical Expense coverage

• Lump Sum Accidental Death & Dismemberment

• Emergency sickness rider

• Total Disability coverage

The benefits of being covered:

• Coverage is available on a blanket basis

• Helps to provide peace of mind to participants and their families

• Benefit payments are in addition to any other collectible insurance, including worker's compensation benefits

• Paralysis, Coma and Emergency Medical Evacuation and Repatriation coverage can be easily added

• The standard policy term is one year but short term coverage is also available